Access
America
Traveler
Protector Plus
Satisfaction Guarantee.
Within 10 days of purchasing the program, Access America will process a
full refund of premium to you, as long as you have not already departed
on your trip or filed a claim. No refunds shall be paid to you after
10 days of purchasing the program.
Pre-Existing
Conditions
Exclusion Waiver. You can waive this exclusion by purchasing
coverage within 14 days of making your initial trip deposit if the cost
is less than $10,000 (classic) / $50,000 (deluxe). Other
stipulations may apply. See the Terms and Conditions for details.
Coverage
Details:
24-hour emergency medical and travel
assistance hotline
provides the traveler with a broad range of services in the event of a
travel or medical emergency including: medical referral and monitoring,
legal assistance, emergency message center, emergency cash transfer,
arrangement of medical evacuations or repatriations, emergency
translations, and pre-trip assistance.
Baggage coverage provides reimbursement
for
lost, stolen or damaged baggage (including surfboards)
** If you are the victim of theft, you MUST file a police report in
order to file a claim. If your baggage is damaged in transit you must
file a written report with the airline or carrier and if possible
photograph the damaged baggage (surfboards). If possible retain
receipts for large ticket items such as new surfboards, surftravel
bags, etc…
Baggage delay insurance provides
reimbursement
for clothing, toiletries and other essential items if luggage is
delayed for at least 24 hours.
Collision loss/damage insurance for rental
cars
covers the costs of damage to, or theft of, a rental car.
Emergency medical and dental insurance
pays for
the cost of treatment associated with a medical or dental emergency
incurred while traveling.
Emergency medical transportation coverage arranges to
medically transport a patient to an appropriate medical facility or to
return home in order to receive care.
Medical assistance services include
medical
referrals and case management services for travelers requiring medical
care. Referrals are made to qualified local hospitals and
English-speaking physicians, dentists, and other medical providers. The
service includes maintaining contact with local physicians to ensure
proper care is rendered and regular contact with family members.
Missed connection provides reimbursement
for the
additional costs to "catch up" to a tour if the cause of delay is an
accident or bad weather.
Travel or vacation delay provides
reimbursement
for meals and accommodations when a trip is unexpectedly delayed.
Travel accident provides cash payment for
accidental loss of life or limb while traveling.
Trip cancellation protection provides reimbursement for
non-refundable trip payments and deposits if a trip is canceled for
illness, death or other specific unforeseen circumstances.
Trip interruption protection provides reimbursement for
non-refundable trip payments and deposits if a trip is interrupted for
illness, death or other unforeseen circumstances.
Trip inconvenience provides a cash payment for an
inconvenience experienced by a traveler, including hospitalization,
involvement in a traffic accident, victim of a crime, loss of a
passport, or delay in the delivery of sporting equipment.
How Can 24-Hour Emergency Assistance Services Help?
Providing you with access to emergency travel assistance specialists is
one of the best ways to help you feel secure about traveling. Access
America's 24-hour hotline is staffed with multilingual specialists who
can help you with all types of situations from anywhere in the world -
from reporting lost baggage to getting emergency medical treatment.
They can also help you replace passports, refer you to legal
assistance, secure cash in case of emergency, and guarantee payment to
secure your admission
|
Plan Benefits and Coverage
Levels
To get the travel protection that fits your needs, it's important to
know what each one of our plans offers. You can use the charts below to
compare our plans feature by feature.
The following plans provide the full trip insurance that is required
including trip cancellation. For
those seeking more limited coverage other
products are available.
|
|
|
Access
America
Classic
Comprehensive |
|
Access
America
Deluxe
Comprehensive |
| |
Benefit
/ Coverage |
|
Ideal
for most
vacation travel
including cruises,
tours and
international trips.
|
|
Designed
for the
luxury traveler
who desires
higher levels of
coverage and
additional protection. |
| |
Trip Cancellation |
|
*Up to amount
purchased |
|
*Up
to amount
purchased |
| |
Trip Interruption |
|
150% of amount purchased |
|
150% of amount purchased |
| |
Emergency
Medical/Dental |
|
$25,000 |
|
$50,000 |
| |
Emergency
Medical
Transportation |
|
$500,000 |
|
$1,000,000 |
| |
Baggage
Coverage |
|
$1,000 |
|
$1,500 |
| |
Baggage
Delay |
|
$200 |
|
$500 |
| |
Travel
Delay |
|
$500 |
|
$1000 |
| |
Missed
Connection |
|
$500 |
|
$500 |
| |
24-hour
Hotline
Assistance |
|
Included |
|
included |
|
Collision
/ Loss Damage
|
|
not
provided
|
|
$25,000
|
|
Travel
Accident
|
|
not
provided
|
|
$50,000
|
| |
|
|
for more information or
to purchase
Access America Classic
use agent code
F029970 |
|
for
more information or to purchase
Access America Deluxe
use agent code
F029970 |
Benefits are provided on a
per
person basis.
*Comprehensive Plan: The maximum amount of Trip
Cancellation/Interruption coverage is $30,000 for Classic and $50,000 for Deluxe |
